DSCR questions answered
Know what the short property review does—and what happens next.
RunMyDSCR organizes the request and assigns the appropriate review path. It does not issue an approval or personalized DSCR calculation.
RUNMYDSCR
One short form. The right review team.
Property basics, financing goal, contact, and a clear next step.
Frequently asked questions
Straight answers before you submit.
Does RunMyDSCR calculate my personalized DSCR?
No. The short form collects your property details and financing request. The lender confirms eligible rent, qualifying payment, expenses, pricing, and DSCR after review.
Does submitting affect my credit?
No hard credit inquiry is performed by the preliminary property-review form. Separate credit authorization may be requested later if you proceed.
Is the submission a loan application or approval?
No. It is a request for review and is not an application approval, commitment to lend, rate lock, or guarantee of terms.
What information should I have ready?
The loan goal, property state and ZIP, property type, unit count, estimated value or requested loan, and any payoff or cash-out amount that applies.
Why does RunMyDSCR recommend different teams?
Broker submissions, 1031 exchanges, keep-first requests, stalled files, bridge payoffs, portfolio plans, state paths, and multifamily scenarios can require different review teams.
What happens after I submit?
Your property details and financing goal help identify a recommended review team. A specialist can then discuss your loan options, the information needed, and next steps.
Will I need to enter the property again?
You may be asked to confirm your property details or provide additional information as the review moves forward.
How current are the rates on RunMyDSCR?
RunMyDSCR links to the current NonQM123 published pricing source rather than keeping an undated hard-coded snapshot.
Can I use this for a primary residence or second home?
No. The DSCR path is intended for eligible non-owner-occupied rental or investment property used primarily for business purposes.
Is texting included in the consent?
No. This form requests telephone and email contact only. It does not authorize marketing text messages.
Run the property before you run the loan.
Send the property basics and financing goal to the right DSCR review team.